Today, we will be focusing on healthcare, and how you can save as a resident in Galveston, Texas.
Things you need to know about healthcare in Texas
They say that everything is bigger in Texas, and we can assume that even healthcare is bigger in Texas! It is good to know that:
- Healthcare in Texas is the 6th least expensive in the US, which only costs at $5000 on average. This is compared to Massachusetts, which is the most expensive state at $10,000.
- There are a total of 630 hospitals all over the state, which 83,000 licensed beds.
- Texas houses three of the top ten leading hospitals in the country.
Given that level of healthcare statistics, it wouldn’t help just to save a little bit more, right? In this post, we will be looking into more ways to save on healthcare if you are a resident of Galveston.
How to Save Money on Healthcare in Galveston
1. Make use of discount coupons for your medical prescriptions
If you are a resident in Galveston, you can easily find discounted prices for medical prescriptions. There is a website called SingleCare, which allows people to look into discounted prices for their prescriptions within the nearest pharmacy.
For example, you are in need of a drug called Myrbetriq. You can easily type in Myrbetriq coupon 2018 and change the search location to Galveston, TX. The search results will yield all the pharmacies that offer a Myrbetriq coupon 2018 nearest to you. This is a great way to save on medication compared to purchasing them directly from your local pharmacy without a discount.
2. Avail of packages if you are expecting multiple visits to your clinic or hospital
Are you expecting to have multiple visits to your doctor for a particular service? Rather than just paying for a single session, you can avail of packaged visits if there are any.
For example, if you are having multiple sessions with a dermatologist, they may be able to offer a 12-month treatment package which covers all the costs rather than just paying individually per session. This is a wise move especially if you know that you will be coming back for additional treatments in the future.
Additionally, SingleCare also offers discounted services for dental, vision, and video doctor visits for as low as $45.
3. Pick the insurance which covers most of your health needs
A common mistake that people do is just blindly signing off an insurance that doesn’t even cover a basic medical need. If you really want to save on healthcare at Galveston, you need to make sure that your insurance policies cover your medical needs.
Basic care includes annual general checkup, dental, vision, as well as treatment coverage for conditions you are at risk in. Do you have a family history of certain medical conditions such as heart disease, stroke, diabetes, etc.? You might need to adjust your insurance coverage to keep you financially protected from unpredictable matters.
4. Apply for medical grants
Some institutions such as UTMB Health or Galveston College offer medical grants for people who are eligible. These grants are usually given to children with severe medical conditions, or those who are in need of financial assistance.
Some of these institutions offer free medical services especially if you enroll in their charity program, or if you decide to participate as a case in research. This can save you money but will be more difficult to get into since a lot of patients would be applying for these free services.
5. Host fundraising events or crowdfunding
If you have a supportive community in Galveston, this can be a great idea to raise funds and save money for your medical expenses. You and your family can host fundraising events which can cover some of your medical needs.
If you or a loved one is suffering from cancer, recovering from an accident, or other debilitating condition which is in constant need of hospital care, you can always go to crowdfunding sites such as Gofundme. Additionally, your friends can also host a marathon event that has a registration fee which proceeds can be used to cover medical costs.
Saving money on health care at Galveston is possible if you have the right strategies in mind. By using discount cards, making sure that you have the right insurance, qualifying for grants, and grabbing opportunities for alternate funding, you can save money for medical expenses and invest them in other meaningful priorities.